Welcome to the Alliance (CS) Limited FAQs for our comprehensive Umbrella Payroll solution. In this section, we aim to address all your queries regarding our innovative umbrella payroll services.
Fixed
A fixed pre-agreed amount to be deducted from each payment frequency (so if paid weekly this fee will be weekly). We can pay our contractors weekly, fortnightly or monthly. We do have a small number of agreements with certain agencies where our fixed rate can be influenced by the amount earned or the hours worked, for example
1. up to 10 hours = £10 or over 10 = £20
2. up to £90 gross = £4, over £90 = £8 We do not implement a percentage margin fee: This is where an agreed percentage is deducted from the contractor’s gross pay, for example, a 1% margin on a gross pay of £1,000 would be £10.00. Our margin fee is made clear on our initial pitch call and will be included within any illustration/KID document we generate, in addition to each payslip we produce.
On the top right of your payslip you have start dates and end dates, the start date is the first day of the week you are being paid for and your end date is the last date in that week you are being paid for.
Yes you can! - as the pension is in your name we cannot do this for you due to the data protection act, however all you need to do is call Nest on 0300 020 0090. Our customer care team will contact you on the 12th week of payment to state your first contribution has been made and at this point if you advise us you would like to opt out we will provide information to do so, with this Nest will refund you any contributions made within the first 4 weeks.
To find your tax code against your payslip please scroll to the base of page 1 it will say payment status, this simply means this is your tax code currently, FUN FACT - to calculate your tax free allowance please replace the letter to a zero and add the correct decimal place. For example - 1257L = £12,570.00 tax free allowance per year.
If you selected retained holiday pay at the point of registration your holiday pay will be deducted and saved by us for you, until you advise you require this. You can see how much is deducted on your umbrella payslips on the top right section which states retained holiday pay. To retrieve this please email our payroll team the amount required and date needed and they will process this for you.
To see your saved holiday pay amount please look at your reconciliation statement (page 2 of your payslip) it states the amount carried forward at the base of this page, this is your saved holiday pay amount to date.
You will pay tax whenever you work when you are over the thresholds given by the government. To calculate your threshold you should divide your tax free allowance for example £12,570.00, by the way you are paid for example if monthly you would divide by 12, if weekly you would divide by 52 as there are 52 weeks per year. Voila, there is the amount you can earn before being taxed. You will only be taxed once you are over this threshold
As of this tax year (2022) Companies National insurance has increased by 1.25% which means it is now at 15.05% and Employees National Insurance has increased by 1.25% which means this is now at 13.25% - FUN FACT you will not be charged employers National Insurance if you earn less than £170.00 gross pay per week and for Employees National Insurance if you earn less than £242.00 gross pay per week.
For Companies National Insurance you have to earn £170.00 + to be charged at the 15.05% and then employees have to earn £190.00 + to be charged at the 13.25%. (AS OF JULY 2022 THE THRESHOLD INCREASED TO £242.00 BEFORE YOU ARE CHARGED EMPLOYEES National insurance AT 13.25%).
As you are via Umbrella you pay company fees such as the companies contribution to your pension, your agency uplift your rate of pay to cover this fee. Your employee contribution at 5% and the employers Pension contribution is at 3% of gross pay, this is sent directly to Nest who reserve your pensions fund until you reach retirement.
A BR tax code is a ‘BASIC RATE’ tax code in which is set at 20% or 40% deductions, this also means you have no tax free allowance to use. This is the most frequent tax code used when someone has 2 jobs, receiving a state or occupational pension or they have not provided a P45 to be submitted to HMRC from their last job so HMRC believe they are employed multiple times. - if you need to change this tax code please call HMRC on 0300 200 3300.
This means your tax code is on emergency charges which are mostly at 20% or 40% deductions, to find out why this is please call HMRC urgently to resolve on 0300 200 3300.
If you fall under SDC (supervision, direction and control) you cannot claim all expenses. You can claim mileage from site to site only, for example from home to work is not claimable however from office 1 to office 2 and then to office 3 will be claimable as this is site to site travelling. If you fall outside of SDC (fully self employed) you can claim all business expenses as long as wholly, exclusively and necessarily for business purposes ONLY.
Your P60 is visible on your payslip portal, if you select documents - this displays your P60s you have had generated so far per each tax year you have been working with us.
To gain a P45 please ensure it is as you are leaving the agency, if you are only changing your assignment with the agency you don’t need to generate a P45 as once this happens you are off our systems. This also means, we cannot pay you if you are P45’d and would need to re upload your account. You will need to email customer care and advise your last working day with your agency and reason for P45 and we will handle this efficiently.
Alliance (CS) Limited
Suite 3, Edwin Foden Business Centre, Sandbach, Cheshire East, CW11 3AE
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